There are many medical conditions which are routinely managed or alleviated, using medicines and other forms of treatment.
Some conditions are controlled so successfully and have such a minimal effect on lifestyle, that it’s possible to forget they exist or consider them too trivial to mention — when applying for travel insurance.
But we still need to know about them.
Respiratory, cancer, heart or blood circulatory problems, raised cholesterol, blood pressure,diabetes, psychological, neurological, liver or kidney conditions are typical of the many medical conditions that are lived with on a day-to-day basis which we need to know about if you have received any treatment within the last five years.
You also need to tell us about any injuries, medical problems or surgical procedures that you’ve had in the last 12 months — even if you believe they’ve been dealt with and no longer have any effect on your life.
You should also mention any prescribed medication you are currently taking or have taken in the last 12 months and any previous or forthcoming tests and investigations as well as any medical condition which you know will need treatment but is not currently being treated.
The fact is, any health issues you have before you travel, travel with you!
In insurance terms, they’re known as ‘pre-existing conditions’.
Pre-existing conditions are diseases, injuries or illnesses that you’ve had in the past or you know are in existence when you insure with us. Our comprehensive drop down list of conditions helps you remember the names of any you may have.
What it boils down to is this: if in doubt, DECLARE.
If you forget or choose to overlook something, you may not be covered should you need healthcare while travelling.
For full details of conditions you will need to tell us about please read our policy wording.
Whilst you are off on your travels, don’t forget we are with you every step of the way. Should you need us, our medical team is at the end of the phone 24 hours a day, 365 days a year.
